Gateway Bank Personal Checking Accounts

All information is subject to change: for additional information regarding our deposit accounts, please contact one of our Customer Service Representatives.

	Free Checking	Regular Checking	Personal Low Volume Checking	Now Account	Charter Now Account	Education First	Safety First	Prime Checking(55 and older)
Minimum Opening Deposit	$100	$100	$100	$100	$1	$100	$100	$100
Minimum Balance Requirement to Avoid Service Charge	No minimum balance requirement	$500 daily balance	No minimum balance requirement	$1000 daily balance	No minimum balance requirement	No minimum balance requirement	No minimum balance requirement	No minimum balance requirement
Monthly Service Charge	$0	$12	$2	$10	$0	$0	$0	$0
Earns Interest	NO	NO	NO	YES, Tiered	YES	NO	NO	NO
Free Online Banking	YES	YES	YES	YES	YES	YES	YES	YES
Online Bill Pay	$5.00 Per Month, First 10 bill pays free per month, $.40 each after	$5.00 Per Month, First 10 bill pays free per month, $.40 each after	$5.00 Per Month, First 10 bill pays free per month, $.40 each after	$5.00 Per Month, First 10 bill pays free per month, $.40 each after	$5.00 Per Month, First 10 bill pays free per month, $.40 each after	$5.00 Per Month, First 10 bill pays free per month, $.40 each after	$5.00 Per Month, First 10 bill pays free per month, $.40 each after	$5.00 Per Month, First 10 bill pays free per month, $.40 each after
Free VISA Debit Card	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Additional Services	Unlimited Check Writing Privileges, Itemized monthly statement provided, Introductory package of 50 checks	Unlimited Check Writing Privileges, Itemized monthly statement with imaged copies of checks, Introductory package of 50 checks	Itemized monthly statement with imaged copies of checks, Unlimited Check Writing privileges, Introductory package of 50 checks	Unlimited check writing privileges, Itemized monthly statement with imaged copies of checks, Introductory package of 50 checks	Unlimited check writing privileges, Itemized monthly statement with imaged copies of checks, Introductory package of 50 checks	Free Money Orders & Cashiers Checks, Free Fax Services, Discounted Stop Payment Fee $10.00, unlimited check writing privileges, Free Safety Paper Wallet checks	Free Money Orders & Cashier Checks, Free Fax Services, Discounted Stop Payment Fees - $10.00, Unlimited Check writing privileges, Free Safety Paper Wallet checks	Free Money Orders & Cashier Checks, Free Fax Services, Discounted Stop Payment Fees - $10.00, Unlimited Check writing privileges, Free Safety Paper Wallet checks
Other	Cancelled Checks are not returned with your statement. Copies are available upon request.	N/A	Per Check/Debit Charge …$.10	Fees may reduce earnings. Tiers for balance range/interest rate: $ 0 to $9,999.99; $10,000 and above	Fees May reduce the earnings	Cancelled Checks are not returned with your statement. Copies are available upon request. 5 Free Photo copies each month. Preferential rates on Certificate of Deposit.	Cancelled Checks are not returned with your statement. Copies are available upon request. 5 Free Photo copies each month. Preferential rates on Certificate of Deposit.	Cancelled Checks are not returned with your statement. Copies are available upon request. 5 Free Photo copies each month. Preferential rates on Certificate of Deposit.