Gateway Bank Business Accounts
| Commercial Low Volume Checking (1) | Ground Breaker Business Plus Checking (1) | Commercial Analysis (1) | Non Profit Checking (1) | Commercial Money Market (1) | Executive Money Market (1) | Commercial Savings Account (1) | Commercial Investment Savings Account (1) | |
| Minimum Opening Deposit | $100 | $100 | $100 | $100 | $1,000 | $1,000 | $500 | $25,000 |
| Minimum Balance Requirement to avoid a Service Charge | $1,500 | N/A | N/A | N/A | $1,000 | $1,000 | $500 | $500 |
| Monthly Service Charge | $10.00 | Waived | First Statement Waived | N/A | $10 | $10 | $3 | $3.00 Quarterly |
| Earns Interest | NO | NO | NO | NO | Yes, Tiered | Yes, Tiered | Yes, $50 and above | Yes, $50 and above |
| Free Online Banking | YES | YES | YES | YES | YES | YES | YES | YES |
| Online Bill Pay | YES, $5.00 Per month, First 10 Bill Pay Items Free $.40 each additional | First 20 items free ($.40 additional items) | YES, $5.00 Per month, First 10 Bill Pay Items Free $.40 each additional | YES, $5.00 Per month, First 10 Bill Pay Items Free $.40 each additional | NO | NO | NO | NO |
| Free VISA Debit Card | YES | YES | YES | YES | NO | NO | NO | NO |
| Free Checks | NO | $50 toward first Check order | NO | NO | NO | NO | NO | NO |
| Additional Services | Itemized monthly statement with imaged copies of cancelled checks. | Itemized monthly statement with imaged copies of cancelled checks. | Itemized monthly statement with imaged copies of cancelled checks. | Itemized monthly statement with imaged copies of cancelled checks. Unlimited Check Writing. | Itemized monthly statement with imaged copies of cancelled checks. | Itemized monthly statement with imaged copies of cancelled checks. | Itemized monthly statement. | Itemized monthly statement. |
| Other | Unlimited check writing privileges (Certain fees apply), Per check/debit $.13 (first 30 free), Per credit $.43 (first 10 free), per deposited item $.08 each. | No monthly service charge with less than 500 transactions/month which includes withdrawals, deposits, & deposited items ($.10 for each additional item) | Cash Management, Remote Capture is available with Commercial Analysis. Earnings Credit is available to offset monthly service charge. Per check/debit $.14 each, Per credit $.45 each, per deposit item $.08 each. | N/A | $5.00 per debit charge over six (6) per statement cycle | $5.00 per debit charge over six (6) per statement cycle. Designed for Businesses that maintain higher balances. | $2.00 per debit charge if over 3 per quarterly statement cycle | $5.00 per debit charge if over 3 per quarterly statement cycle. |
(1) Unlimited withdrawals in person. Federal regulation requires a limit of 6 preauthorized withdrawals per month.
About Gateway Commercial Bank
Gateway Commercial Bank will focus on the financial needs of small and medium sized businesses that want personal service and smart, fast decision making. Gateway Commercial Bank will be your gateway to better banking. We look forward to getting to know you and your company and serving as your banking partner. Our exceptional management team, with over 100 years of experience, understands that you have a view of the future and it's our goal to partner with you to achieve your goals.
